Is Invisalign™ Covered by Insurance? Explore Your Options
Curious if Invisalign™ is covered by insurance? Find out here!
Invisalign™ is a great way to comfortably have your teeth adjusted so they align the way they are meant to. These clear aligners are nearly invisible to the naked eye, making them an excellent alternative to wearing traditional metal braces. These dental appliances gradually move your teeth into position and help build your confidence. No more uncomfortable wires and brackets keeping you from showing off your beautiful smile. It takes a little time to get used to, but Invisalign™ can be a great solution for your dental concerns. Speak to your dentist to get an evaluation and find out payment options. Is Invisalign™ covered by insurance? Find out by checking out the details of your coverage.
Options to Pay for Invisalign™
You have three options when it comes to paying for Invisalign™. You can either use an insurance provider, your Health Care Spending Account or set up a monthly payment plan. Choose the situation that works for your circumstances.
Insurance Provider
Contacting your insurance company is the first step in determining if they provide coverage for Invisalign™ treatment. Some questions you may want to ask them:
Does insurance cover Invisalign™?
What percentage of my treatment is covered?
What are the limitations to my coverage?
This will ensure you have all the answers you need in preparation for this dental service.
Most Invisalign™ treatments are treated like getting traditional braces, where the insurance covers 50% of the cost. Each company will have different rules and regulations, so it is a good idea to connect with a variety of providers until you find one that is best suited to your needs. You may even be able to purchase orthodontic coverage separately.
After this, check with your dentist to determine if they accept third-party insurance plans. Take time to review all the details so you don’t waste time when it comes to setting up a consultation for Invisalign™ at your next dentist appointment. After all, the sooner you can get treatment, the sooner you will see results.
Health Care Spending Account
Can Invisalign™ be covered by insurance? This question may simply need to be rethought.
Instead, investigate your Health Care Spending Account (HCSA). Many employers have plans that cover a wide range of options for improving your overall health. These non-taxable benefits accounts allow you to save up and then pay for certain health care treatments. Speak with your benefits manager to discover if this is an option for you and check with your dentist’s office to determine if this type of payment works for them as well. Often, the benefits provider can arrange to pay your dentist directly.
Monthly Payment Plan
Maybe instead of asking “Is Invisalign™ covered by insurance?” you should ask your dentist’s office if they offer some type of payment plan. You may have the option to pay for your services over several months. Budgeting the cost in smaller payments can help you get the treatment you need quicker. Your dental office may offer you the choice to spread the payment out over a month. Paying for Invisalign™ upfront is not always affordable for everyone. Check to see if your dentist works with a third-party patient financing partner to help you manage the cost. You may be required to provide an initial down payment before being treated, but this type of plan will ease the pressure of paying for the entire amount upfront.
Things to Remember
When choosing a dentist to treat you, make sure they have all the credentials required, are knowledgeable about the industry, and focus on you, the patient. Look for patient reviews and always remember to ask questions before your services. Straightening your teeth and focusing on structural concerns is top priority.
Invisalign™ – Made to Work for You
Whether you pay for your dental service straight out, or have some type of plan or coverage, your treatment at Glenbrook Dental will remain consistent and quality driven. We want you to find the most comfortable solution for your dental needs and are here to answer any questions. When the question of “Is Invisalign™ covered by insurance?” comes up, we can help you sort this out.
Your Guide to Better Dental Health
